Key Points:
- All your data is stored locally on your device
- We never sell or share your personal information
- Cloud backup (optional) uses YOUR Google Drive
- AI insights are generated on-device, not in the cloud
- Health data stays private and is never transmitted
- You own your data and can export or delete it anytime
This Privacy Policy describes how Family Planner (“App”, “we”, “our”) handles your information.
1. Information Stored on Your Device
IMPORTANT: We do NOT collect, receive, or have access to any of your data. All information listed below is stored OFFLINE on your device only and never leaves your device unless you explicitly enable optional cloud backup to YOUR personal Google Drive account.
Financial Data:
- Transactions, budgets, accounts, and bills
- Investment portfolios, insurance policies, and debt records
- Financial reports and analytics preferences
Family & Personal Data:
- Family member names, roles, and profile pictures
- Tasks, goals, and habits
- Calendar events and reminders
- Meal plans and recipes
- Shopping lists
- Documents and notes
Health Data:
- Medical records, prescriptions, and vaccination history
- Vital signs and health measurements
- Appointment records
- Emergency contacts and medical alerts
App Preferences:
- Theme, language, and currency settings
- Dashboard layout and widget preferences
- Notification preferences
- Onboarding progress and guided path completion
2. How Your Data Is Stored
Local Storage Only:
- All data is stored locally on your device in an encrypted SQLite database
- App preferences are stored in device-local AsyncStorage
- Data is protected by your device’s security features
- PIN and biometric authentication provide additional protection
- No data is transmitted to external servers for core functionality
3. Cloud Backup (Optional)
Cloud backup is OFF by default and must be explicitly enabled by you in Settings > Backup. If you enable cloud backup:
- Data is encrypted using industry-standard encryption before upload
- Encrypted data is stored in YOUR personal Google Drive account
- We do not have access to your Google Drive or backup data
- You control when backups occur and can delete them anytime
4. Local Notifications
The App generates local notifications on your device for bill payment reminders, task due dates, calendar event reminders, medication and appointment reminders, and budget threshold alerts.
These notifications are processed entirely on your device. No notification data is sent to external servers. You can disable notifications in your device’s system settings at any time.
5. AI-Generated Insights
- All analysis is performed on-device using your locally stored data
- No financial data is sent to external AI services
- Insights are generated from patterns in your transaction and budget data
- These insights are informational only and do not constitute financial advice
6. Third-Party Services
Firebase Authentication (Optional):
- Used only if you sign in with Google or email
- Stores your email address for authentication purposes
- You can avoid this entirely by using PIN-only authentication
Firebase Crashlytics:
- Automatically collects crash reports when the App crashes
- Sends technical data only: device type, OS version, crash stack trace
- Does NOT send any of your financial, health, personal, or family data
Google Drive API (Optional):
- Used only if you explicitly enable cloud backup in Settings
- Cloud backup is OFF by default, even if you sign in with Google
- Backup data is stored in YOUR personal Google Drive account
- We do NOT have access to your Google Drive or backup files
App Store Services:
- Google Play for subscription management and payment processing
- We do not store or have access to your payment card details
7. Sensitive Data Handling
- Health data is stored with the same local encryption as all other data
- No health data is ever transmitted externally (unless you enable cloud backup)
- Financial data including account numbers and balances remain on-device
- You can delete any sensitive data at any time from within the App
8. Legal Basis for Processing (GDPR)
- Consent: You consent to local data storage by using the App
- Contract: Processing is necessary to provide the App’s services
- Legitimate Interest: Crash reporting to improve App stability
You may withdraw consent at any time by uninstalling the App.
9. Data We Do NOT Collect
- We do NOT collect your financial or health data on external servers
- We do NOT track your location or movement
- We do NOT access your contacts, camera, or microphone without explicit permission
- We do NOT share your data with third parties
- We do NOT use your data for advertising, profiling, or marketing
- We do NOT sell your information to anyone, ever
- We do NOT use your data to train AI models
10. Data Security
- Local SQLite database encryption
- PIN and biometric authentication options
- Auto-lock after configurable inactivity period
- Encrypted cloud backups (when enabled)
- Secure session management
11. Data Retention
- Local data remains on your device until you delete it or uninstall the App
- Cloud backups remain in your Google Drive until you delete them
- We do not retain any copy of your data on our servers
- Crash reports are retained by Firebase for up to 90 days
12. Your Rights
- Access all your data within the App at any time
- Export your data (CSV, JSON) via Settings > Export
- Delete individual records or all data by uninstalling the App
- Disable cloud backup at any time
- Manage notification preferences
For EEA Residents (GDPR): Right to access, rectification, erasure, restrict processing, data portability, object to processing, and lodge a complaint with a supervisory authority.
For California Residents (CCPA): Right to know what information is collected, whether it is sold or disclosed, say no to sale, access, request deletion, and non-discrimination. WE DO NOT SELL YOUR PERSONAL INFORMATION.
13. Children’s Privacy (COPPA)
The App is intended for users aged 13 and older. We do not knowingly collect personal information from children under 13. Family member profiles for children are managed by the parent/guardian account holder.
14. International Data Transfers
If you use optional cloud services, Firebase services are operated by Google LLC (USA). Crash reports may be processed in the United States. Your local App data never leaves your device unless you enable cloud backup.
15. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be reflected in the “Last Updated” date. Continued use constitutes acceptance of changes.
16. Contact Us
For privacy concerns or to exercise your rights, use the feedback feature in the App at Settings > About. We will respond to verified requests within 30 days.
BY USING THIS APP, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS PRIVACY POLICY.